Financial institutions must prepare for rising software development costs in 2025 due to AI-driven compliance tools, blockchain integration, and cybersecurity demands. Banks investing in custom FinTech solutions should prioritize modular architecture to reduce long-term expenses. Offshore development teams can cut costs by 30-40%, while agile methodologies ensure efficient project execution. Regulatory technology (RegTech) will significantly impact budgets, making early cost estimation crucial. Want a tailored cost breakdown for your banking software project?